Terms of Use & SMS Policy
The terms below govern your use of this website and our calls and text messages. Please read them carefully.
Effective date: August 1, 2026
Acceptance of these terms
By using lifejerrickoneill.com or by contacting us, you agree to these Terms of Use and our Privacy Policy. If you do not agree, please do not use the site or submit your information.
About our services
This website provides general information about insurance products and is a solicitation for insurance. Jerrick O'Neill is a licensed insurance producer (NPN 22287982). Submitting a request does not create coverage; coverage begins only when a policy is issued and approved by the insurance carrier.
SMS / text messaging terms
By providing your phone number and opting in, you agree to the following mobile message program terms:
- Program: Jerrick O'Neill sends account, appointment, quote, and informational messages to people who request them.
- Message frequency: Message frequency varies based on your interaction with us.
- Cost: Message and data rates may apply, per your mobile carrier's plan.
- Opt out: Reply STOP at any time to stop receiving messages. You may receive a final confirmation message.
- Help: Reply HELP for assistance, or contact us at the phone or email below.
- Carriers: Mobile carriers are not liable for delayed or undelivered messages.
- Consent: Your consent to receive messages is not a condition of any purchase.
Not professional advice
Information on this site is general and for educational purposes only. It is not tax, legal, or investment advice, and it is not a recommendation to buy any specific product. Product features, guarantees, and availability vary by carrier, state, and eligibility, and guarantees are backed solely by the claims-paying ability of the issuing insurer. Please consult a qualified tax or legal professional about your specific situation.
Intellectual property
All content on this website is owned by or licensed to Jerrick O'Neill and may not be copied or reused without permission.
Limitation of liability
This website is provided "as is" without warranties of any kind. To the fullest extent permitted by law, we are not liable for any damages arising from your use of the site.
Governing law
These terms are governed by the laws of the State of California, without regard to its conflict-of-laws rules.
Contact us
Questions about these terms? Reach Jerrick O'Neill at jerrick@lifejerrickoneill.com or (714) 499-9905.